Group Benefits

Benefits and Retirement Plans that Make Good Business Sense

At Telford Financial we don’t just sell a product, we always take the time to understand your vision and goals before beginning any process.

Our consultants combine their extensive experience, knowledge and passion for the industry to optimize your benefit plan. We offer a wide range of solutions and products, and will partner with you to find the perfect fit for your business. We’ll also make sure you have a full understanding of the details.

Our plans are designed to add value to your business by providing flexible coverage options, effective cost containment features and secure online tools. The following are some of the plan options that you may wish to consider:

  • Healthcare and Dentalcare benefits
  • Wellness and Disability programs
  • Life and Accidental Death & Dismemberment benefits
  • Critical Illness
  • Optional Life Insurance
  • Dependents Life Insurance
  • Executive Benefits
  • Employee Assistance Programs
  • International benefit plans
  • Online services

Unlike individual insurance, employees are guaranteed coverage without submitting medical evidence. Employees and their families are protected against potentially devastating and catastrophic events which can help alleviate financial stress.

Providing a benefits plan can be less expensive than providing salary increases as there are no additional increases in CPP, EI or Workers’ Compensation rates. Premiums paid on group benefits can be written off as a business expense.

Did you know?
According to the 2010 sanofi-aventis healthcare survey, over three quarters (77 per cent) of respondents agree that the current economic environment has increased the value they place on their health benefits plan. Studies have shown that it can cost up to six months’ salary to lose and replace an hourly-paid employee and up to 18 months’ salary to lose and replace a manager or professional when all costs including: exit administration costs, recruiting, interviewing, hiring, training, reduced productivity, etc. are considered.

To learn more about the advantages of group benefits, contact us today.

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